Finance AI Skill

Reserve Analysis Impairment

Analyze and manage financial reserves including loan loss reserves (CECL), warranty reserves, litigation reserves, environmental reserves, and asset impairment testing. Calculate expected credit losses, reserve adequacy, and impairment charges. Use when establishing reserves, testing for impairment, analyzing reserve adequacy, performing CECL calculations, or managing contingent liability reserves. Triggers on phrases like "loan loss reserve", "CECL", "expected credit losses", "allowance for credit losses", "reserve adequacy", "impairment test", "warranty reserve", "litigation reserve", "contingent liability", "asset impairment", "goodwill impairment", "long-lived asset impairment", "stage migration", "PD/LGD/EAD", "collectibility assessment".