Finance AI Skill

Loan Amortization Scheduling

Create and manage loan amortization schedules for term loans, revolving facilities, mortgages, and other debt instruments including payment calculations, principal/interest breakdowns, prepayment analysis, and debt service tracking. Use when setting up new debt, calculating monthly payments, analyzing prepayment impacts, tracking debt service coverage, preparing debt schedules for financial models, or managing multi-loan portfolios. Triggers on phrases like "loan amortization", "amortization schedule", "debt schedule", "monthly payment", "principal interest breakdown", "prepayment calculation", "debt service", "loan payoff", "balloon payment", "interest-only period".