Finance AI Skill

Credit Risk Assessment

Evaluate and monitor the credit risk of customers, suppliers, and counterparties to minimize bad debt and payment defaults. Use when setting customer credit limits, performing credit checks on new customers, monitoring existing customer payment behavior, classifying credit risk ratings, calculating expected credit losses (ECL), or establishing credit policies. Triggers on phrases like "credit risk", "credit check", "credit limit", "credit assessment", "bad debt", "payment default", "credit rating", "expected credit loss", "ECL", "customer creditworthiness", "credit policy".