Finance AI Skill

Asset Liability Management

Manage the relationship between an organization's assets and liabilities to optimize financial stability, manage interest rate risk, maintain adequate liquidity, and ensure solvency. Covers ALM strategy for corporations and financial institutions, including gap analysis, duration matching, stress testing, and liquidity risk management. Use when users need asset-liability matching, interest rate risk management, liquidity planning, gap analysis, ALM framework, duration management, funding strategy, or balance sheet optimization. Triggers on phrases like "asset liability management", "ALM", "gap analysis", "duration matching", "interest rate risk", "liquidity risk", "funding strategy", "balance sheet optimization", "ALCO", "liquidity coverage ratio", "funding gap", or related ALM queries.